Auto Insurance Quotes to Increase

Kamis, 10 Juni 2010 by auto insurance rates

The auto insurance quotes you’ve been hearing from agents are probably higher than you expected. That’s because there are more uninsured drivers on the road, causing auto insurance quotes and rates to rise higher and higher. It’s a nasty cycle: The more drivers drop their auto insurance, the higher auto insurance quotes and rates rise. The more they rise, the less affordable it is to have auto insurance, and the more drivers drop the coverage altogether.

The goal is to have every driver insured and keep auto insurance quotes low. Now is the time to take action and find affordable auto insurance quotes, so you and your family can save hundreds of dollars each year. Use our online form to compare up to five insurance quotes quickly. To make your search for affordable auto insurance quotes easier, here are some of your questions answered.
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Why do auto insurance quotes get high because of the increase in uninsured drivers?
Nationally, a little more than 13 percent of drivers are on the road without insurance. These people are 10 times more likely to get into an accident.

Millions and millions of dollars are paid each year by insurance companies to people injured by uninsured drivers. Someone’s got to foot the bill for that, and it usually will end up coming from insured drivers’ premiums. So the insurance companies higher premiums and have to offer higher auto insurance quotes to pay for uninsured motorists’ mistakes.

Is it likely that I’ll get into an accident with an uninsured driver?
It happens enough that you need to be aware that it’s a problem. More than 10 percent of drivers get involved in an accident with an uninsured driver.
How can I find affordable auto insurance quotes?

Shop around! If you want to find low auto insurance quotes fast, you need to shop around and compare auto insurance quotes from several agents of different insurance companies. Nothing lights a fire under insurance agents than competition. When they realize other agents are trying to get your business, they move quickly to contact you with the lowest auto insurance quotes they can offer. Just make sure the low auto insurance quote doesn’t reflect a low-quality policy.

I have a very clean driving history. I never get into accidents. Is it really worth it to shop around for auto insurance quotes and seek coverage?

You do if you want to save thousands of dollars—even hundreds of thousands, possibly millions—later on due to damages caused in an accident and medical bills to treat accident-related injuries. You might have a clean record so far, but that doesn’t mean it stays that way. And it doesn’t mean all the other drivers on the road are going to be considerate enough not to get into an accident with you. Accidents happen every day, and a responsible driver prepares. And it starts with five minute of work: finding auto insurance quotes on-line.
Where can I look for inexpensive auto insurance quotes?

There are several places to look for auto insurance quotes:

* Yellow Pages
* Your friends. Drivers usually share similar concerns, and your friends will feel comfortable suggesting discussing their carrier with you and will be honest.
* National Association of Insurance Commissioners (NAIC). The NAIC has information on insurance companies for you. More importantly, they include complaints against companies so you can judge for yourself who to consider when looking for auto insurance quotes.
* Get free online car insurance quotes right here at InsuranceAgents.com. We've fine tuned the process of finding the right agents. Our insurance experts are experienced and knowledgeable. Online insurance qutoe comparison is the quickest way available to find low auto insurance quotes. It takes about five minutes and all you need to do is fill out a simple form with some quick information about you and your vehicle. That form is then sent to several companies, who will then go on to compete for your business. Agents will review your information and get to work to offer you the best auto insurance quotes. Expect a phone call or email by agents offering you affordable auto insurance quotes.

Car accidents and the claims process

Rabu, 14 April 2010 by auto insurance rates

After you’ve submitted your claim to your insurance company, a claims adjuster will usually be assigned to your claim to investigate. You should receive a phone call, letter or email from the adjuster introducing him or herself and informing you of the general process their company – your company – follows. The adjuster will review your policy to see what coverage and deductibles you have and evaluate the type and extent of damage and/or injuries that resulted from the accident.

Some claims are simple; some are not. Here’s what you can expect from each:


* Simple claims. In cases where there is no question as to what happened (e.g.: you backed into a tree, were not injured and had $100 worth of damage to your vehicle), the adjuster may simply have you get an estimate for the cost of repairing the car and pay that amount. You’ll have to complete some paperwork, but an in-person meeting is usually not required.


* Difficult claims. In difficult cases where fault is at issue, several vehicles were involved or unusual circumstances surrounded the accident (bad weather, construction, etc.), the adjuster will generally contact those involved in the accident, including drivers, passengers, witnesses, and possibly the police officer who came to the scene to get accurate details of what really happened. The claims adjuster may conduct interviews, either in person or by phone, research traffic laws where the accident occurred and review photos of damage and hospital records to collect additional information. Once the adjuster has all the information, the claim is sent for processing and payment. Again, you’ll have to complete a certain amount of paperwork and may have to meet with an adjuster in this scenario.


How long does the process take? Generally speaking, easy cases can be settled in a matter of weeks. Difficult cases may, and generally do, take much longer – especially when fault is at issue. However, because every accident has its own facts and circumstances, determining an exact amount of time is difficult. Try not to have expectations of when the matter will be resolved, but…

Don’t sit back and wait! Once you’ve submitted a claim, don’t sit back and wait. Check in with your claims adjuster from time to time, either by phone or email, to see what progress has been made on your claim. Claims adjusters usually have hundreds of claims to settle; don’t let yours fall to the bottom of the pile.

For more help on auto insurance claims, go to the Free Advice Auto Insurance Center. For information about auto accident law, check out the Free Advice Auto Accident FAQs. To find an experienced accident and injury attorney,

Car accidents and the claims process

by auto insurance rates

After you’ve submitted your claim to your insurance company, a claims adjuster will usually be assigned to your claim to investigate. You should receive a phone call, letter or email from the adjuster introducing him or herself and informing you of the general process their company – your company – follows. The adjuster will review your policy to see what coverage and deductibles you have and evaluate the type and extent of damage and/or injuries that resulted from the accident.

Some claims are simple; some are not. Here’s what you can expect from each:


* Simple claims. In cases where there is no question as to what happened (e.g.: you backed into a tree, were not injured and had $100 worth of damage to your vehicle), the adjuster may simply have you get an estimate for the cost of repairing the car and pay that amount. You’ll have to complete some paperwork, but an in-person meeting is usually not required.


* Difficult claims. In difficult cases where fault is at issue, several vehicles were involved or unusual circumstances surrounded the accident (bad weather, construction, etc.), the adjuster will generally contact those involved in the accident, including drivers, passengers, witnesses, and possibly the police officer who came to the scene to get accurate details of what really happened. The claims adjuster may conduct interviews, either in person or by phone, research traffic laws where the accident occurred and review photos of damage and hospital records to collect additional information. Once the adjuster has all the information, the claim is sent for processing and payment. Again, you’ll have to complete a certain amount of paperwork and may have to meet with an adjuster in this scenario.


How long does the process take? Generally speaking, easy cases can be settled in a matter of weeks. Difficult cases may, and generally do, take much longer – especially when fault is at issue. However, because every accident has its own facts and circumstances, determining an exact amount of time is difficult. Try not to have expectations of when the matter will be resolved, but…

Don’t sit back and wait! Once you’ve submitted a claim, don’t sit back and wait. Check in with your claims adjuster from time to time, either by phone or email, to see what progress has been made on your claim. Claims adjusters usually have hundreds of claims to settle; don’t let yours fall to the bottom of the pile.

For more help on auto insurance claims, go to the Free Advice Auto Insurance Center. For information about auto accident law, check out the Free Advice Auto Accident FAQs. To find an experienced accident and injury attorney,

Car accidents and the claims process

by auto insurance rates

After you’ve submitted your claim to your insurance company, a claims adjuster will usually be assigned to your claim to investigate. You should receive a phone call, letter or email from the adjuster introducing him or herself and informing you of the general process their company – your company – follows. The adjuster will review your policy to see what coverage and deductibles you have and evaluate the type and extent of damage and/or injuries that resulted from the accident.

Some claims are simple; some are not. Here’s what you can expect from each:


* Simple claims. In cases where there is no question as to what happened (e.g.: you backed into a tree, were not injured and had $100 worth of damage to your vehicle), the adjuster may simply have you get an estimate for the cost of repairing the car and pay that amount. You’ll have to complete some paperwork, but an in-person meeting is usually not required.


* Difficult claims. In difficult cases where fault is at issue, several vehicles were involved or unusual circumstances surrounded the accident (bad weather, construction, etc.), the adjuster will generally contact those involved in the accident, including drivers, passengers, witnesses, and possibly the police officer who came to the scene to get accurate details of what really happened. The claims adjuster may conduct interviews, either in person or by phone, research traffic laws where the accident occurred and review photos of damage and hospital records to collect additional information. Once the adjuster has all the information, the claim is sent for processing and payment. Again, you’ll have to complete a certain amount of paperwork and may have to meet with an adjuster in this scenario.


How long does the process take? Generally speaking, easy cases can be settled in a matter of weeks. Difficult cases may, and generally do, take much longer – especially when fault is at issue. However, because every accident has its own facts and circumstances, determining an exact amount of time is difficult. Try not to have expectations of when the matter will be resolved, but…

Don’t sit back and wait! Once you’ve submitted a claim, don’t sit back and wait. Check in with your claims adjuster from time to time, either by phone or email, to see what progress has been made on your claim. Claims adjusters usually have hundreds of claims to settle; don’t let yours fall to the bottom of the pile.

For more help on auto insurance claims, go to the Free Advice Auto Insurance Center. For information about auto accident law, check out the Free Advice Auto Accident FAQs. To find an experienced accident and injury attorney,

Hit the Trail to Savings, Get an ATV Insurance Quote

Minggu, 11 April 2010 by auto insurance rates

Are you looking to insure your four wheeler? Did GEICO cross your mind? Perhaps not, but as it happens, we're not ALL about car insurance. We like to get a little dirty on the trail too (and we can also save you money on your ATV insurance).

Don't Idle! Get a free ATV insurance quote now.

Choose GEICO to Cover Your ATV or UTV

Utility model or sport model, tearing up the trails or parked in your garage, GEICO has got you covered! Flexible payment plans, 24-hour customer service and online claim reporting and tracking are just a few of the conveniences you benefit from with ATV insurance underwritten by GEICO Indemnity Company.

Go Off-Road Not Off Budget

Along with the best coverage, make sure you get the best price. In addition to our great rates, you can save even more if you:

  • Switch your ATV insurance to GEICO
  • Insure more than one ATV or motorcycle
  • Have an active GEICO Automobile or RV policy
  • Are a mature rider
  • Have an anti-theft device installed on your ATV

Sound good? Get an online quote. Have questions? Want more information? Call us at 1-800-442-9253.

Pay the Way that Works for You

With GEICO, you have several options for paying your ATV insurance premium. You can pay all at once, monthly, or in 4, 6, or 9 installments. Whatever works best for you. We offer ATV insurance customers the same convenient payment methods and plans we offer our motorcycle insurance customers.

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